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Brentford boss Thomas Frank claimed Brighton forward Joao Pedro should have been sent off during his side’s goalless Premier League draw at the Amex Stadium. Pedro escaped punishment after swinging an arm at Bees substitute substitute Yehor Yarmoliuk without making contact. VAR reviewed the second-half incident but deemed there was no violent conduct. Frank and Brighton head coach Fabian Hurzeler disagreed about the decision. “As I understand the rules, you can’t swing your arm to try to hit someone,” said Frank. “If you hit them or not, it’s a red, that’s the way I understand the rules.” Frank spoke to the match officials, including referee Andy Madley, about the flashpoint at full-time. “They haven’t seen the situation yet, not on TV afterwards,” said Frank. “To be fair to him, I think the angle can be tricky so that’s why you’ve got VAR.” Asked about Frank’s assessment, Hurzeler replied: “Interesting opinion. I see it completely different. “For me, it’s not a red card. He tried to get free from a person.” Brighton were booed off after their winless run was stretched to six top-flight games. Albion dominated for large periods and hit the woodwork inside four minutes through Julio Enciso. Bees goalkeeper Mark Flekken made some important saves before being forced off injured in the 36th minute, albeit his replacement Hakon Valdimarsson was rarely tested on his Premier League debut. The Seagulls remain 10th ahead of Monday’s trip to Aston Villa, with Brentford a position and two points below moving towards their New Year’s Day showdown with Arsenal. Hurzeler thought the jeers at full-time were unfair. “The team doesn’t deserve that because in all the games we had in the last weeks they were all good, they were all intense, they were all where we thought we deserved more” said the German, whose team have lost to Fulham and Crystal Palace and drawn with Southampton, Leicester and West Ham in recent matches. “We try to work hard to satisfy our supporters, we try to give them what they deserve, we try to make them proud. “But the Premier League is tough. We know there will be (tough) periods we have to go through, especially with this young squad. “We try to stick together, find the positive and keep on going.” Brentford, who remain without a top-flight away win this term, had an early Yoane Wissa finish ruled out for offside following VAR intervention but barely threatened, despite an improved second-half showing. Frank, who is awaiting news on Flekken and defender Ben Mee, who also left the field injured, said: “I thought it was a fair point. “Brighton were better in the first half, no big, clearcut chances, and I thought we were better second half. “Overall, I’m happy with the performance, especially the way we defended. “We haven’t had too many clean sheets this season, so in that context I thought it was very impressive against a good Brighton team. “We know we have a lot of players out – we get two more injuries during the game. “The way the players showed their mentality and character and dug in was hugely impressive.”Our Kampung app helps seniors stay socially engagedElection results show potential of prediction markets and blockchain, economist says
Baltimore (8-5) at New York Giants (2-11) Sunday, 1 p.m. EST, CBS BetMGM NFL Odds: Ravens by 16. Against the spread: Ravens 6-6-1; Giants 4-9. Series record: Ravens lead 5-3. Last meeting: Giants beat the Ravens 24-20 on Oct. 16, 2022, in East Rutherford, N.J. Last week: Ravens had a bye; Giants lost to Saints 14-11. Ravens: overall (1), rush (2), pass (5), scoring (3) Ravens defense: overall (22), rush (1), pass (32), scoring (23) Giants offense: overall (26), rush (15), pass (28), scoring (32) Giants defense: overall (16), rush (29), pass (6), scoring (T14) Turnover differential: Raven plus-2; Giants minus-8. K Justin Tucker is having the worst season of his outstanding career, and the potentially windy conditions in East Rutherford could post another challenge for him. Baltimore would love to see some signs that he's rounding into form as the playoffs draw closer. QB Tommy DeVito. He is probably going to get his second start of the season with Drew Lock in a walking boot. The New Jersey product didn't do much in a 30-7 loss to Tampa Bay in his first start. He was 21 of 31 for 189 yards and no touchdowns. Playing without Pro Bowler Dexter Lawrence and fellow defensive tackle Rakeem Nunez-Roches, the young line held its own against Alvin Kamara and the Saints last week, limiting the team to 92 yards rushing on 33 carries. Slowing down the league's No. 1 offense and No. 2 running game led by Lamar Jackson and Derrick Henry will be a lot tougher. Ravens: WR Rashod Bateman (knee) practiced this week, and Balticmore is generally pretty healthy following its open date. NT Michael Pierce (calf) and LB Kyle Van Noy (hamstring/neck) practiced as well. Giants: CB Deonte Banks (ribs), ILB Bobby Okereke (back), Nunez-Roches (shoulder-neck), T Chris Hubbard (knee), CB Dru Phillips (shoulder), LT Jermaine Eluemunor (quad) all missed last week and could be out again. ... QB Drew Lock (heel), LG Jon Runyan Jr. (ankle) and CB Tre Hawkins (back) were hurt in the game. Hawkins and S Tyler Nubin (ankle) were placed on injured reserve. Runyan is week to week. Lock is unlikely. T Evan Neal (hip-ankle), T Josh Ezeudu (knee), S Dane Belton (knee), WR Malik Nabers (hip), DL Jordon Riley (knee) are on the injury report. The Giants have won the past three games, including the most recent one in Brian Daboll's first season as coach. The Ravens won the biggest game, beating New York 34-7 in the Super Bowl in Tampa, Fla., on Jan. 28, 2001. The Ravens are coming off a bye week. ... Baltimore averages an NFL-leading 422.5 yards of offense. ... Jackson has had an NFL-best eight games of two or more touchdown passes and no interceptions. He's had no picks in 6 of 7 road games this season. ... WR Zay Flowers leads the team with 74 catches. ... Mark Andrews is tied for second among NFL tight ends with seven touchdown receptions. ... LB Roquan Smith aims for his fourth game in a row with at least 11 tackles. He is tied for fifth in the league with 121 tackles. ... LB Kyle Van Noy recovered a fumble for touchdown in his only game against the Giants. ... LB Odafe Oweh has had a sack in his past two road games. ... Nabers leads the Giants with 80 catches, 819 yards and three touchdown receptions. Fellow rookie RB Tyrone Tracy leads the team with 664 yards rushing and five TDs. ... WR Wan’Dale Robinson is second behind Nabers with 67 catches. The Giants are the only team with two players with at least 67 receptions. ... The Giants have an NFL-low eight touchdown receptions. ... Nubin led all rookies with 97 tackles before going on IR. ... Hawkins had an interception last week, the Giants' first since the season opener. ... OLB Brian Burns had a sack, two tackles for loss and a forced fumble against the Saints. .... ILB Micah McFadden had a team-high 11 tackles, including five for losses last week. He is the fifth player in the past five seasons with five TFLs in one game. ... OLB Kayvon Thibodeaux had sack and two TFLs last week. Ravens RB Derrick Henry. He rushed for 170 yards and two touchdowns in only road game against the Giants. He is tied for the NFL lead with 15 overall TDs, 13 rushing. The 30-year-old is second in the league with 1,407 yards rushing and 1,532 yards from scrimmage. AP NFL: https://apnews.com/hub/nfl
San Francisco 49ers quarterback Brock Purdy will miss Sunday's game against the Packers with a sore throwing shoulderDonald Trump on Saturday sided with Elon Musk, a key supporter and billionaire tech CEO, in a public dispute over the use of the H-1B visa, saying he fully backs the program for foreign tech workers opposed by some of his supporters. Trump’s remarks followed a series of social media posts from Musk, the CEO of Tesla and SpaceX , who vowed late Friday to go to “war” to defend the visa program for foreign tech workers. Trump, who moved to limit the visa’s use during his first presidency, told the New York Post on Saturday he was likewise in favor of the visa program. “I have many H-1B visas on my properties. I’ve been a believer in H-1B. I have used it many times. It’s a great program,” he was quoted as saying. Musk, a naturalized US citizen born in South Africa, has held an H-1B visa, and his electric-car company Tesla obtained 724 of the visas this year. H-1B visas are typically for three-year periods, though holders can extend them or apply for green cards. The altercation was set off earlier this week by far-right activists who criticized Trump’s selection of Sriram Krishnan, an Indian American venture capitalist, to be an adviser on artificial intelligence, saying he would have influence on the Trump administration’s immigration policies. Musk’s tweet was directed at Trump’s supporters and immigration hard-liners who have increasingly pushed for the H-1B visa program to be scrapped amid a heated debate over immigration and the place of skilled immigrants and foreign workers brought into the country on work visas. On Friday, Steve Bannon, a longtime Trump confidante, critiqued “big tech oligarchs” for supporting the H-1B program and cast immigration as a threat to western civilization. In response, Musk and many other tech billionaires drew a line between what they view as legal immigration and illegal immigration. Trump has promised to deport all immigrants who are in the US illegally, deploy tariffs to help create more jobs for American citizens and severely restrict immigration. The visa issue highlights how tech leaders like Musk – who has taken an important role in the presidential transition, advising on key personnel and policy areas – are now drawing scrutiny from his base. The US tech industry relies on the government’s H-1B visa program to hire foreign skilled workers to help run its companies, a labor force that critics say undercuts wages for American citizens. Musk spent more than a quarter of a billion dollars helping Trump get elected in November. He has posted regularly this week about the lack of homegrown talent to fill all the needed positions within American tech companies.
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Citius Pharmaceuticals, Inc. Reports Fiscal Full Year 2024 Financial Results and Provides Business UpdateWASHINGTON (AP) — President-elect Donald Trump on Thursday voiced his support for the dockworkers union before their contract expires next month at Eastern and Gulf Coast ports, saying that any further “automation” of the ports would harm workers. The incoming president posted on social media that he met Harold Daggett, the president of the International Longshoreman’s Association, and Dennis Daggett, the union’s executive vice president. “I’ve studied automation, and know just about everything there is to know about it,” Trump posted. “The amount of money saved is nowhere near the distress, hurt, and harm it causes for American Workers, in this case, our Longshoremen. Foreign companies have made a fortune in the U.S. by giving them access to our markets. They shouldn’t be looking for every last penny knowing how many families are hurt.” The International Longshoremen’s Association has until Jan. 15 to negotiate a new contract with the U.S. Maritime Alliance, which represents ports and shipping companies. At the heart of the dispute is whether ports can install automated gates, cranes and container-moving trucks that could make it faster to unload and load ships. The union argues that automation would lead to fewer jobs, even though higher levels of productivity could do more to boost the salaries of remaining workers. RELATED COVERAGE Rolling blackouts plague Iran and some suspect bitcoin mining may have a role in the outages Ukraine’s reformed military procurement agency drives the country’s NATO ambitions Some in seafood industry see Trump as fishermen’s friend, but tariffs could make for pricier fish The Maritime Alliance said in a statement that the contract goes beyond ports to “supporting American consumers and giving American businesses access to the global marketplace – from farmers, to manufacturers, to small businesses, and innovative start-ups looking for new markets to sell their products.” “To achieve this, we need modern technology that is proven to improve worker safety, boost port efficiency, increase port capacity, and strengthen our supply chains,” said the alliance, adding that it looks forward to working with Trump. In October, the union representing 45,000 dockworkers went on strike for three days, raising the risk that a prolonged shutdown could push up inflation by making it difficult to unload container ships and export American products overseas. The issue pits an incoming president who won November’s election on the promise of bringing down prices against commitments to support blue-collar workers along with the kinds of advanced technology that drew him support from Silicon Valley elite such as billionaire Elon Musk. Trump sought to portray the dispute as being between U.S. workers and foreign companies, but advanced ports are also key for staying globally competitive. China is opening a $1.3 billion port in Peru that could accommodate ships too large for the Panama Canal. There is a risk that shippers could move to other ports, which could also lead to job losses. Mexico is constructing a port that is highly automated, while Dubai, Singapore and Rotterdam already have more advanced ports. Instead, Trump said that ports and shipping companies should eschew “machinery, which is expensive, and which will constantly have to be replaced.” “For the great privilege of accessing our markets, these foreign companies should hire our incredible American Workers, instead of laying them off, and sending those profits back to foreign countries,” Trump posted. “It is time to put AMERICA FIRST!” ___
For decades, spacefaring nations have launched thousands of satellites and other objects into orbit, which have become vital to modern life. However, when these satellites age and stop functioning, ever wondered what happens to them? According to NASA , many fragments or objects of these satellites remain in the ever-expanding space junkyard. These objects continue to float in the low-Earth orbit as they are too expensive to be removed. However, these pose severe threats to future satellites and crewed space missions. Recently, in November, the International Space Station took precautionary action to avoid a piece of space junk. A Russian cargo ship docked at the station fired its thrusters for over five minutes to create extra distance between the ISS and the incoming debris, which came from a defunct meteorological satellite. While the object wasn’t on a direct collision course with the station, NASA deemed the manoeuvre necessary to ensure additional safety as it passed by. All this junk floating around in space can lead to a theoretical scenario which is known as the Kessler Syndrome. Also Read: Bill Gates requested a meeting with Trump in private message to Elon Musk What is Space Junk and its related problems? Space Junk is the debris comprised of old non-functional satellites and other man-made objects that continue to float in the Earth’s orbit. This space debris includes spacecraft, spent rocket boosters and even astronaut’s tool bags they lost during the mission. Since the space age began in the 1950s, around 50,000 tons of material have been launched into orbit, with over 13,000 tons of space objects currently in space as of September 2024. Of the 19,590 satellites launched since 1957, 13,230 remain in orbit, with 10,200 still operational, according to the European Space Agency which cited the data from the U.S Space Surveillance Network. As of December 2022, the International Space Station had performed 32 manoeuvres to avoid space junk since 1999, according to NASA’s 2022 quarterly report. By October 2023, this number had risen to 37, including two in August of that year. The ISS conducted its 39th Pre-Determined Avoidance Manoeuvre in November of this year. The scientists also revealed that it is not a big deal for the space debris crash on Earth’s surface. A family in Naples, Florida filed a complaint against NASA and demanded $80,000 in damages after a piece of space debris from the International Space Station crashed through their house roof, earlier this year, as reported by USA Today. Also Read: Stowaway caught on Delta flight during holiday rush, ignites safety concerns What is Kessler Syndrome? ESA warned that the increasing space debris could lead to a theoretical scenario turned into reality i.e. the Kessler Syndrome that if left unchecked, the growing accumulation of space debris could lead to a dangerous cascade of collisions. As debris multiplies, it could eventually render Earth's orbit unusable for space travel. Last year, Holger Krag, ESA's head of Space Safety said, “We are seeing a dramatically increased use of space, but still insufficient technology to prevent the risks that follow,” in a statement.NEW YORK — Stocks fell broadly on Friday as Wall Street closed out a holiday-shortened week on a down note. The losses were made worse by sharp declines for the Big Tech stocks known as the “Magnificent 7,” which can heavily influence the direction of the market because of their large size. The Standard & Poor’s 500 fell 66.75 points, or 1.1%, to 5,970.84. Roughly 90% of stocks in the benchmark index lost ground, but it managed to hold onto a modest gain of 0.7% for the week. The Dow Jones industrial average fell 333.59 points, or 0.8%, to 42,992.21. The tech-heavy Nasdaq composite shed 298.33 points, or 1.5%, to 19,722.03. Semiconductor giant Nvidia slumped 2.1%. Microsoft declined 1.7%. Each has a market value above $3 trillion, giving the companies outsize sway on the S&P 500 and the Nasdaq. A wide range of retailers also fell. Amazon fell 1.5% and Best Buy slipped 1.5%. The sector is being closely watched for clues on how it performed during the holiday shopping season. Energy stocks held up better than the rest of the market, with a loss of less than 0.1% as crude oil prices rose. “There’s just some uncertainty over this relief rally we’ve witnessed since last week,” said Adam Turnquist, chief technical strategist for LPL Financial. The S&P 500 gained nearly 3% over a three-day stretch before breaking for Christmas. On Thursday, the index posted a small decline. Despite Friday’s drop, the market is moving closer to another standout annual finish . The S&P 500 is on track for a gain of about 25% in 2024. That would mark a second consecutive yearly gain of more than 20%, the first time that has happened since 1997-98. The gains have been driven partly by upbeat economic data showing that consumers continued spending and the labor market remained strong. Inflation, although still high, has also been steadily easing. A report Friday showed that sales and inventory estimates for the wholesale trade industry fell 0.2% in November, after a slight gain in October. That weaker-than-expected report follows an update on the labor market Thursday that showed unemployment benefits held steady last week. The stream of upbeat economic data and easing inflation helped prompt a reversal in the Federal Reserve’s interest rate policy this year. Expectations for interest rate cuts also helped drive market gains. The central bank recently delivered its third cut to interest rates in 2024. Even though inflation has come closer to the central bank’s target of 2%, it remains stubbornly above that mark and worries about it heating up again have tempered the forecast for more interest rate cuts. Inflation concerns have added to uncertainties heading into 2025, which include the labor market’s path ahead and shifting economic policies under incoming President Trump. Worries have risen that Trump’s preference for tariffs and other policies could lead to higher inflation , a bigger U.S. government debt and difficulties for global trade. Amedisys rose 4.7% after the home health care and hospice services provider agreed to extend the deadline for its sale to UnitedHealth Group. The Justice Department had sued to block the $3.3-billion deal, citing concerns the combination would hinder access to home health and hospice services in the U.S. The move to extend the deadline comes ahead of an expected shift in regulatory policy under Trump. The incoming administration is expected to have a more permissive approach to dealmaking and is less likely to raise antitrust concerns. In Asia, Japan’s benchmark index surged as the yen remained weak against the dollar. Stocks in South Korea fell after the main opposition party voted to impeach the country’s acting leader. Markets in Europe gained ground. Bond yields held relatively steady. The yield on the 10-year Treasury rose to 4.62% from 4.59% late Thursday. The yield on the two-year Treasury remained at 4.33% from late Thursday. Wall Street will have more economic updates to look forward to next week, including reports on pending home sales and home prices. There will also be reports on U.S. construction spending and snapshots of manufacturing activity. Troise writes for the Associated Press.NYC Mayor Eric Adams Doesn't Rule Out Joining Republican Party: 'Part of the American Party'I covered the UK and US elections in 2024 - here are 3 key similarities every voter should know
Freight Technologies Provides Update on its Public Filings ProceduresIn a recent development, the U.S. military has successfully evacuated American citizen Travis Timmerman from Syria. Timmerman had been imprisoned until his release by Syrian rebels earlier this week, according to a U.S. official on Friday. Timmerman's disappearance in June had left his parents in distress. However, recent events took a positive turn when rebel forces overthrew Syria's long-standing President, Bashar al-Assad, leading to his release. Following his liberation, he was flown out of Syria, marking the end of a tense period for his family and the beginning of a new chapter for Timmerman. (With inputs from agencies.)
Citius Pharmaceuticals, Inc. Reports Fiscal Full Year 2024 Financial Results and Provides Business UpdateChandigarh: In a much-awaited development regarding the municipal elections in Haryana, the state govt has announced that it would release the schedule for the civic body elections before Jan 4, 2025, with the polls to be completed by Feb 4, 2025. As per the undertaking submitted by the Haryana govt before the Punjab and Haryana high court, the election programme for conducting the fresh elections to new municipalities in the state shall be positively announced within one month. “The entire exercise ultimately resulting in the announcement of results, shall be completed within one month subsequent thereto,” the state informed the HC. The undertaking was given by the state on Wednesday in response to a petition, which sought directions to conduct the MC elections. With this, all the pending MC polls in the state are expected to be completed by Feb 4, 2025. While allowing the petitioner to withdraw the petition in view of the state’s undertaking, the HC has made it clear that “the issues raised in the instant petition are kept alive for being re-raised and determined at any appropriate stage”. The division bench comprising Justice Sureshwar Thakur and Justice Sudeepti Sharma passed these orders while hearing a petition filed on the issue regarding delay in holding the MC polls in the state. Importantly, a majority of municipal elections, including those for the MCs of Gurgaon, Karnal, Hisar, Faridabad, Rohtak, and Yamunanagar, have been pending in the state for a long time. The tenure of these municipal corporations had come to an end a long time ago. The delay in these elections has led to massive problems, including irregular collection of garbage, overflowing of sewerage, water shortage and damaged local roads. The elections to the MC of Gurgaon (MCG) were last held in 2017, and the tenure of the councillors and the mayor had come to an end in 2022. Similarly, the elections for the MCs of Karnal, Hisar, Faridabad, Rohtak and Yamunanagar had come to an end in Jan this year. The counsel for the petitioner in this case, advocate Raman B Garg, informed that the rules stipulate that fresh elections should be held within six months, but they were delayed because the delimitation exercise could not be completed. Garg added that if the delimitation is not completed, the elections should be held based on the existing delimitation. However, officials from the Haryana urban local bodies department argued that the election of the MCs could not be conducted because the delimitation had not been carried out and approved by the state. Delimitation is a process of reorganisation of wards based on population, social composition and geographical area, and is undertaken ahead of the elections to ensure fair representation of different sections of society. Sources in the local bodies department informed that initially, the department may release the scheduled for around 42 municipalities, including 34 municipal council/committees and eight corporations. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , and Mini Crossword .Millions to swelter on hottest day of the yearClinical and regulatory success in 2024 expected to drive value in 2025 CRANFORD, N.J. , Dec. 27, 2024 /PRNewswire/ -- Citius Pharmaceuticals, Inc. ("Citius Pharma" or the "Company") (Nasdaq: CTXR), a biopharmaceutical company dedicated to the development and commercialization of first-in-class critical care products today reported business and financial results for the fiscal full year ended September 30, 2024 . Fiscal Full Year 2024 Business Highlights and Subsequent Developments Financial Highlights "In fiscal year 2024 we drove tremendous progress in our pipeline. It was a transformative year, marked by our first FDA approval and significant clinical milestones. The approval of LYMPHIRTM and the positive Phase 3 results for Mino-Lok® underscore our commitment to developing innovative therapies. Our team successfully responded to FDA comments related to the biologics license application for LYMPHIR and ultimately gained FDA approval. Productive engagement with the FDA regarding the positive results of our Phase 3 Mino-Lok® trial and Phase 2 Halo-Lido trial clarified our next steps for both programs. We anticipate continued engagement with the agency in the coming year and look forward to their guidance. Additionally, we are exploring strategic partnerships and licensing opportunities to maximize the potential of our portfolio and bring these important therapies to market efficiently," stated Leonard Mazur , Chairman and CEO of Citius Pharma. "Looking ahead, our priorities for fiscal year 2025 include launching LYMPHIRTM through our majority-owned subsidiary, Citius Oncology, driving the clinical and regulatory strategies for Mino-Lok® and Halo-Lido, fortifying our financial position, and applying a disciplined approach to resource allocation. We expect to launch LYMPHIR in the first half of 2025 and distribute CTOR shares to Citius Pharma shareholders by the end of the year, pending favorable market conditions. Our goal remains to deliver value for patients, healthcare providers, and shareholders. With a clear vision and a strong team, we are well-positioned to execute on our mission of bringing innovative therapies to market," added Mazur. FULL YEAR 2024 FINANCIAL RESULTS: Liquidity As of September 30, 2024 , the Company had $3.3 million in cash and cash equivalents. As of September 30, 2024 , the Company had 7,247,243 common shares outstanding, as adjusted for the 1-for-25 reverse stock split of the Company's common stock, effected on November 25, 2024 . During the year ended September 30, 2024 , the Company received net proceeds of $13.8 million from the issuance of equity. The Company expects to raise additional capital to support operations. Research and Development (R&D) Expenses R&D expenses were $11.9 million for the full year ended September 30, 2024 , compared to $14.8 million for the full year ended September 30, 2023 . The decrease in R&D expenses primarily reflects the completion of the Halo-Lido trial and completion of activities related to the regulatory resubmission for LYMPHIR, offset by shutdown costs associated with the end of the Phase 3 trial for Mino-Lok. We expect research and development expenses to decrease in fiscal year 2025 as we continue to focus on the commercialization of LYMPHIR through our majority-owned subsidiary, Citius Oncology and because we have completed the Phase 3 trial for Mino-Lok. General and Administrative (G&A) Expenses G&A expenses were $18.2 million for the full year ended September 30, 2024 , compared to $15.3 million for the full year ended September 30, 2023 . The increase was primarily due to costs associated with pre-launch and market research activities associated with LYMPHIR. General and administrative expenses consist primarily of compensation costs, professional fees for legal, regulatory, accounting and corporate development services, and investor relations expenses. Stock-based Compensation Expense For the full year ended September 30, 2024 , stock-based compensation expense was $11.8 million as compared to $6.6 million for the prior year. The increase of $5.2 million is largely due to the grant of options under the Citius Oncology stock plan. Stock-based compensation expense under the Citius Oncology stock plan was $7.5 million during the year ended September 30, 2024 , compared to $2.0 million for the year ended September 30, 2023 , as the plan was initiated in July 2023 . For the years ended September 30, 2024 and 2023, stock-based compensation expense also includes $47,547 and $130,382 , respectively, for the NoveCite stock option plan. In fiscal years 2023 and 2024, we granted options to our new employees and additional options to other employees, our directors, and consultants. Net loss Net loss was $39.4 million , or ($5.97) per share for the year ended September 30, 2024 , compared to a net loss of $32.5 million , or ($5.57) per share for the year ended September 30, 2023 , as adjusted for the reverse stock split. The increase in net loss reflects an increase in operating expense of $5.3 million offset by a decrease of $1.6 million in other income. Operating expense increased due to increases in stock-based compensation and general and administrative expenses, which were offset by decreased research and development expense. About Citius Pharmaceuticals, Inc. Citius Pharma is a biopharmaceutical company dedicated to the development and commercialization of first-in-class critical care products. In August 2024 , the FDA approved LYMPHIRTM, a targeted immunotherapy for an initial indication in the treatment of cutaneous T-cell lymphoma. Citius Pharma's late-stage pipeline also includes Mino-Lok®, an antibiotic lock solution to salvage catheters in patients with catheter-related bloodstream infections, and CITI-002 (Halo-Lido), a topical formulation for the relief of hemorrhoids. A Pivotal Phase 3 Trial for Mino-Lok and a Phase 2b trial for Halo-Lido were completed in 2023. Mino-Lok met primary and secondary endpoints of its Phase 3 Trial. Citius Pharma is actively engaged with the FDA to outline next steps for both programs. For more information, please visit www.citiuspharma.com . Forward-Looking Statements This press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such statements are made based on our expectations and beliefs concerning future events impacting Citius Pharma. You can identify these statements by the fact that they use words such as "will," "anticipate," "estimate," "expect," "plan," "should," and "may" and other words and terms of similar meaning or use of future dates. Forward-looking statements are based on management's current expectations and are subject to risks and uncertainties that could negatively affect our business, operating results, financial condition and stock price. Factors that could cause actual results to differ materially from those currently anticipated, and, unless noted otherwise, that apply to Citius Pharma are: our ability to raise additional money to fund our operations for at least the next 12 months as a going concern; our ability to commercialize LYMPHIR through our majority-owned subisity and any of our other product candidates that may be approved by the FDA; the estimated markets for our product candidates and the acceptance thereof by any market; the ability of our product candidates to impact the quality of life of our target patient populations; risks related to research using our assets but conducted by third parties; risks relating to the results of research and development activities, including those from our existing and any new pipeline assets; our ability to maintain compliance with Nasdaq's continued listing standards; our dependence on third-party suppliers; our ability to procure cGMP commercial-scale supply; our ability to obtain, perform under and maintain financing and strategic agreements and relationships; uncertainties relating to preclinical and clinical testing; the early stage of products under development; market and other conditions; risks related to our growth strategy; patent and intellectual property matters; our ability to identify, acquire, close and integrate product candidates and companies successfully and on a timely basis; government regulation; competition; as well as other risks described in our Securities and Exchange Commission ("SEC") filings. These risks have been and may be further impacted by any future public health risks. Accordingly, these forward-looking statements do not constitute guarantees of future performance, and you are cautioned not to place undue reliance on these forward-looking statements. Risks regarding our business are described in detail in our SEC filings which are available on the SEC's website at www.sec.gov , including in Citius Pharma's Annual Report on Form 10-K for the year ended September 30, 2024 , filed with the SEC on December 27, 2024 , as updated by our subsequent filings with the SEC. These forward-looking statements speak only as of the date hereof, and we expressly disclaim any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements contained herein to reflect any change in our expectations or any changes in events, conditions or circumstances on which any such statement is based, except as required by law. Investor Contact: Ilanit Allen ir@citiuspharma.com 908-967-6677 x113 Media Contact: STiR-communications Greg Salsburg Greg@STiR-communications.com -- Financial Tables Follow – CITIUS PHARMACEUTICALS, INC. CONSOLIDATED BALANCE SHEETS SEPTEMBER 30, 2024 AND 2023 2024 2023 ASSETS Current Assets: Cash and cash equivalents $ 3,251,880 $ 26,480,928 Inventory 8,268,766 — Prepaid expenses 2,700,000 7,889,506 Total Current Assets 14,220,646 34,370,434 Property and equipment, net — 1,432 Operating lease right-of-use asset, net 246,247 454,426 Other Assets: Deposits 38,062 38,062 In-process research and development 92,800,000 59,400,000 Goodwill 9,346,796 9,346,796 Total Other Assets 102,184,858 68,784,858 Total Assets $ 116,651,751 $ 103,611,150 LIABILITIES AND STOCKHOLDERS' EQUITY Current Liabilities: Accounts payable $ 4,927,211 $ 2,927,334 License payable 28,400,000 — Accrued expenses 17,027 476,300 Accrued compensation 2,229,018 2,156,983 Operating lease liability 241,547 218,380 Total Current Liabilities 35,814,803 5,778,997 Deferred tax liability 6,713,800 6,137,800 Operating lease liability – non current 21,318 262,865 Total Liabilities 42,549,921 12,179,662 Commitments and Contingencies Stockholders' Equity: Preferred stock - $0.001 par value; 10,000,000 shares authorized; no shares issued and outstanding — — Common stock - $0.001 par value; 16,000,000 shares authorized; 7,247,243 and 6,354,371 shares issued and outstanding at September 30, 2024 and 2023, respectively 7,247 6,354 Additional paid-in capital 271,440,421 253,056,133 Accumulated deficit (201,370,218) (162,231,379) Total Citius Pharmaceuticals, Inc. Stockholders' Equity 70,077,450 90,831,108 Non-controlling interest 4,024,380 600,380 Total Equity 74,101,830 91,431,488 Total Liabilities and Equity $ 116,651,751 $ 103,611,150 Reflects a 1-for-25 reverse stock split effective November 25, 2024. CITIUS PHARMACEUTICALS, INC. CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE YEARS ENDED SEPTEMBER 30, 2024 AND 2023 2024 2023 Revenues $ — $ — Operating Expenses: Research and development 11,906,601 14,819,729 General and administrative 18,249,402 15,295,584 Stock-based compensation – general and administrative 11,839,678 6,616,705 Total Operating Expenses 41,995,681 36,732,018 Operating Loss (41,995,681) (36,732,018) Other Income: Interest income, net 758,000 1,179,417 Gain on sale of New Jersey net operating losses 2,387,842 3,585,689 Total Other Income Net 3,145,842 4,765,106 Loss before Income Taxes (38,849,839) (31,966,912) Income tax expense 576,000 576,000 Net Loss (39,425,839) (32,542,912) Net loss attributable to non-controlling interest 287,000 - Deemed dividend on warrant extension (1,047,312) (1,151,208) Net Loss Applicable to Common Stockholders $ (40,186,151) (33,694,120) Net Loss Per Share Applicable to Common Stockholders - Basic and Diluted $ (5.97) (5.57) Weighted Average Common Shares Outstanding
NoneBy Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .Rumours of another royal wedding as non-royal invited to Sandringham Christmas
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Barely a month remains before the 49ers can begin extension talks with Brock Purdy , the Mr. Irrelevant find that helped bail the franchise out of the predicament the Trey Lance miss created. Purdy has lost two of his top four weapons, and he has picked up a shoulder injury. Although, San Francisco’s third-year starter has still accounted himself fairly well in this de facto platform year. Purdy’s seventh-round contract runs through 2025, and the 49ers have the leverage of a potential 2026 franchise tag at their disposal. But the expectation has been for Purdy extension talks to begin soon . Where those go will be one of the 2025 offseason’s central storylines, as the 49ers — after Deebo Samuel‘s 2022 trade request, Nick Bosa‘s 2023 holdout and Brandon Aiyuk‘s rumor-flooded hold-in — are set to have another offseason dominated by a big-ticket contract. The question that will define the 49ers’ offseason, as well as the organization’s longer-term outlook, centers around where these negotiations will end up. Dak Prescott used extraordinary leverage to drive the quarterback market to $60M per year, representing a staggering increase based on where the NFL was just five years prior. It took 25 years for the QB market to balloon from $5M AAV to $25M AAV; it has since taken just six for it to climb from $30 M -$60M per year. At some point, a team will pass on a monster QB payment. The 2024 offseason did not feature any such actions. Despite neither Trevor Lawrence nor Jordan Love having established themselves as top-tier quarterbacks, each matched Joe Burrow‘s then-record $55M AAV. Tua Tagovailoa‘s injury history and inconsistent first two seasons made him a curious extension candidate. Despite rumblings of the Dolphins being leery of paying the going rate, they ultimately did, authorizing a $53.1M-per-year payday for their southpaw starter. It no longer requires sufficient credentials to earn a top-market QB contract. The leverage the position’s importance creates — amid the fear of starting over — drives these negotiations, putting Purdy in strong position. Purdy, 25 this month, needed to beat out Nate Sudfeld for the 49ers’ third-string job during his first training camp. Lance’s subsequent ankle injury bumped him to the QB2 role, and San Francisco’s offense — to the surprise of most — did not slow down after Jimmy Garoppolo‘s foot fracture. Purdy proved competent and piloted the team to the 2022 NFC championship game. He then made it back by Week 1 after UCL rehab, during an offseason that ended with the 49ers admitting defeat on Lance, whom they traded to the Cowboys for a fourth-round pick. Purdy took significant steps last season, throwing 31 touchdown passes in 16 games and becoming the first passer to start a full season and average 9.6 yards per attempt since the 1950s. He led the NFL in QBR and passer rating. The 49ers’ four-All-Pro skill-position cadre provided a considerable boost for the formerly unappealing prospect, but Purdy finished last season by going toe-to-toe with Patrick Mahomes in Super Bowl LVIII. He has been at the wheel longer than Love and has offered more stability than Lawrence. That $55M-per-year price, then, makes sense as a clear floor. Of course, persistent Purdy skepticism has come from his place in Kyle Shanahan‘s scheme and whether he would be worth such a contract. After all, the team did find Purdy in Round 7. Wouldn’t it be within the realm of possibility for the franchise to consider cashing out via trade (at some point) and believing it could maximize another passer lacking elite skills? Then again, that is a dangerous game to play. The 49ers being the team to strongly consider passing on authorizing such a contract should not be ruled out, seeing as Shanahan reached a Super Bowl with Garoppolo at the helm. The 49ers would also see their roster blueprint change wildly if/once they pay Purdy. How the team proceeds with its host of contract-year starters in 2025 — a group including Charvarius Ward, Dre Greenlaw, Talanoa Hufanga and Aaron Banks — may be an early tell on how it will proceed with Purdy, as paying the QB — even in the expected event of a backloaded structure that kept cap hits low early — would naturally lead to cost-cutting moves elsewhere on the roster. Purdy sits seventh in QBR despite Aiyuk and Christian McCaffrey missing most of the season. The Iowa State alum still ranks fifth in Y/A (8.4) and has delivered 275 rushing yards — far more than he offered in 16 games last year. He is on the cusp of receiving the biggest raise in NFL history, as the seventh-round deal averages $934K per annum. 49ers CEO Jed York pointed to the team already planning for a Purdy payday , and while rumblings about a Kirk Cousins trade serving as a potential fallback option (thus reuniting he and Shanahan, Washington’s OC at the time the veteran was drafted) have surfaced, nothing serious has come out regarding any real considerations of separating from Purdy. With the exception of Prescott, Cousins and Lamar Jackson, high-end QB paydays in the fifth-year option era commence before or during the player’s contract year. QB tags are rare. The 49ers could keep Purdy at a $1.1M base salary next season and prepare for a 2026 tag at roughly $45M, but they then run the risk of the market rising down the road. It can also be argued the market might not change much in 2025, as the 2021 and ’22 draft classes have not brought extension candidates. Lawrence has already been paid, with the other four first-round QBs from 2021 not being in line for monster pacts . The 2022 early-round crop has been even worse, with Purdy the only extension candidate to come from that disappointing QB draft. The NFL’s $50M-per-year club expanded to nine this offseason, and Josh Allen will be a candidate to eclipse Prescott’s contract perhaps as early as 2025. The MVP front-runner does not carry the contractual leverage Prescott did, in being tied to his $43M-per-year accord through 2027, but the Bills will need to address this team-friendly deal at some point. Allen’s six-year deal is as close as any QB has come to accepting team-friendly terms in line with Mahomes’. The three-time Super Bowl MVP is still signed through 2031 at $45M per, giving the Chiefs tremendous flexibility. But his peers have, as expected, still opted for shorter-term deals that would allow for more prime-years paydays. Barring Purdy accepting Mahomes- or Allen-level terms, the 49ers will need to pay up and make sacrifices elsewhere. That would stand to impact their loaded (when healthy) roster. That will mark a significant change for the franchise, but the team already had Garoppolo on top-market (at the time) terms and still churned out winning squads. San Francisco’s Shanahan-era blueprints have come with and without a veteran-QB deal on the payroll. Starting over at quarterback would represents a massive risk, and for a team that missed badly when trying to do so (Lance) earlier this decade, it might not be one to take. Purdy has be effective in Shanahan’s offense, putting him on the cusp of the NFL’s latest quarterback megadeal. How it comes together will shape the market for future passers. Given how disappointing most of the other arms from the 2021 and ’22 drafts have been, Purdy suddenly resides as the QB market’s centerpiece player for the 2025 offseason. While the 49ers are no strangers to contract drama, it appears more likely than not they will stay the course and not become the team that refuses to pay a passer the going rate. Purdy’s asking price topping Prescott’s may change that, but a deal between the Lawrence-Love level and where the Cowboys’ leverage-fueled QB raised the market is probably something the 49ers will need to stomach. This article first appeared on Pro Football Rumors and was syndicated with permission.One hundred years ago, in a courtyard at the Neues Museum in Berlin, the world came face to face for the first time with one of its most enduring beauty icons: Queen Nefertiti. Discovered in Egypt in 1912 by German archeologists, her 3,300-year-old stucco-coated limestone bust went on display in 1924. Its unveiling stunned audiences from Cairo to London and sparked a century-long fascination with her aesthetic. The artifact’s sharply defined features — her chiseled jawline, high cheekbones, ‘swan-like’ neck, and kohl-rimmed eyes — have, for decades, served as a reference point across fashion and the arts. In the bust, Nefertiti is seen wearing a wide collar and a flat-topped crown with a golden band and uraeus (a headdress featuring a sacred serpent), decorated in greens, yellows, browns and blues. Research indicates that she was a royal and noblewoman who reportedly bore six daughters, one of whom is said to have married Tutankhamun, but little else is known about Nefertiti’s life and origins. Egypt in the 14th century BC was not ethnically or racially homogeneous, and many scholars surmise that, based on her depictions and the region’s population, Nefertiti would be considered a woman of colour in today’s terms. “Nefertiti’s bust is so perfect; she’s so self-possessed,” Dr. Cheryl Finley, a professor of art history at Spelman College in Atlanta, told CNN . “That’s what really grabs the attention and imagination. It’s her confidence, and her gaze, of course. It’s something that attracts us all.” Following the bust’s discovery in the 1920s, Nefertiti quickly became an “it” girl. The meaning of her name, ‘the beautiful one has arrived,’ proved particularly apt, as her face was plastered across advertisements for kohl, and her likeness appeared in beauty columns. Designers of the time, such as the French couturier Paul Poiret, incorporated Egyptian motifs into their work. In 1945, American milliner Lilly Daché designed hats with a distinct Nefertiti flair. By 1961, Vogue had published an article exploring the world’s ongoing “fascination” with the queen. Elizabeth Taylor’s portrayal of Cleopatra in 1963 further cemented this obsession, making the “Egyptian look” a staple in fashion circles. Nefertiti’s style continued to influence fashion decades after the bust’s discovery. In Dior’s Spring 2004 show, John Galliano showcased looks that included tall Nefertiti hats. In 2015, Christian Louboutin launched a lipstick collection that drew inspiration from the royal wife, featuring gold-and-black vials adorned with crowns. (Nefertiti likely used the natural clay earth pigment red ochre for her lips). Jewelry designers like Azza Fahmy have evoked her in their pieces, while Azzedine Alaïa’s Fall 2017 line paid tribute with black turbans, one of which was famously worn by supermodel Naomi Campbell. In the modern day, Nefertiti’s significance as a cultural icon remains strong. On TikTok and Instagram, influencers recreate the queen’s looks in tutorials. Her likeness inspires items as varied as mass-produced T-shirts and mugs to $14,000 dresses and high-end perfumes. In the beauty industry, Black and brown-owned brands like Juvia’s Place and UOMA Beauty have marketed makeup that pays homage to Nefertiti. Even plastic surgeons name-drop her with the “Nefertiti Lift”— a non-invasive cosmetic technique that uses Botox to enhance the jawline. “Nefertiti’s bust... transcends time,” explained Finley. “It also enables people to draw their own power from it.” But the story of how the bust of Nefertiti found its way to Berlin in the first place is mired in controversy. After being transported to Europe in 1913, one year after its discovery in Egypt, the piece was hidden from public view for over a decade. In 1924, to much fanfare, it was put on display at the Neues Museum, where it still remains, spurring an ongoing debate about its rightful resting place (a recent petition led by Egyptologist Zahi Hawass has reignited calls for its repatriation, saying that its removal from the country was “unjustified” and against “the spirit of Egyptian laws”.) When the bust was first unveiled, White western women sought to emulate Nefertiti’s look. A 1933 New York Times article encouraged women to recreate her angular features — albeit without darkening the skin, echoing structural imbalances in the beauty industry, which fetishized non-European aesthetics yet discouraged and discriminated against darker skin tones. Women began to fashion their looks after Nefertiti’s style, lining their eyes like her cat-eye, wearing tops that imitated the era’s collars, and donning tall hats or styling their hair high to resemble her crown. Replicas of the bust even appeared in American hair salons, promising the allure of her ‘exotic’ beauty. “And why wouldn’t you want to look like her?” said Dr. Elka Stevens, an associate professor of visual culture and studio art at Howard University in Washington, D.C. “Take the crown off, drop her in any society, and she can fit in. ” A model in Nefertiti-inspired headdress on the runway of the Christian Dior Spring 2004 couture collection in Paris. (Dominique Maître/WWD/Penske Media/Getty Images via CNN Newsource) Telling us more about ourselves than her Nefertiti may have been more palatable to European audiences as some of the bust’s features align well with western aesthetic preferences, explained Professor Charmaine A. Nelson of the University of Massachusetts Amherst. The queen, she noted, defied “so much of the history of the western perception of Black women and women of colour, (which) is as ‘other,’ as ‘grotesque,’ as ‘unaesthetic body,’” said Nelson, who teaches Black diasporic art and art history. “It’s really striking and probably works in the favour of the White gaze that her hair is covered,” she added, suggesting that textured hair, particularly Afro-textured styles, have historically challenged Eurocentric beauty standards. In some ways, Nefertiti tells us more about ourselves than she does about her. Although she is one of ancient history’s most recognizable figures, much of her life remains a mystery — a gap that allows her persona to be molded into whatever icon society needs at any given time. As the wife of Pharaoh Akhenaten, Nefertiti played a major role in Egyptian politics. Together, the pair led a religious revolution by abandoning polytheism and promoting worship of the sun god Aten. Nefertiti was often portrayed with her husband in elaborate attire, suggesting her fashion was tied to her political grativas. But 12 years into Akhenaten’s reign, she vanished from historical records, leading to endless theories about her fate — was she forced into exile, did she fall ill, or was she murdered? Some speculate that she may have even assumed a new identity as a co-regent. Nefertiti’s legacy has been whitewashed in various ways; a 2018 3D reconstruction, for example, sparked backlash for its lighter skin tone. Such efforts reflect attempts to whiten Egypt and to “make claim to it as closer to Europe than to (Black) Africa,” Nelson notes. A symbol of power Meanwhile, in Black culture, Nefertiti has been embraced as a symbol of power, with contemporary figures like Beyoncé and Rihanna drawing from her image. Rihanna, who has a tattoo of Nefertiti’s bust on her ribcage, paid homage to her in a 2017 Vogue Arabia cover. Beyoncé channeled Nefertiti in her 2016 “Sorry” music video, styling her hair to mimic the crown and posing like the artwork. The singer’s Coachella performance in 2018 featured a Balmain-designed cape adorned with Nefertiti’s resemblance. At the height of her career, Erykah Badu wrapped her locs in the shape of the queen’s headdress; Aretha Franklin also wore “Nefertiti head wraps”. More recently, English singer FKA Twigs flaunted a half-shaved head and faux locs, mirroring Nefertiti’s crown and, at the 2024 Met Gala, Imaan Hammam’s makeup artist gave the Dutch supermodel exaggerated eyeliner, also honouring the ancient queen. The royal consort’s memory goes far beyond trends — it helps shape how people see themselves, said Stevens. “It changes the way we engage with one another when we know there’s this shared history.” Perhaps most important is that for many, Nefertiti’s image is deeply personal. “I see my family when I look at her, and I can see your family,” says Stevens. For this reason, “we’re going to be regaled with tales of her beauty until the end of time. She’s not going anywhere — she’s going to live through each of us, and that’s the most exciting thing.”Montana’s largest monopoly utility, NorthWestern Energy, is inking deals to supply massive amounts of power to “data centers.” In fact, just two proposed data centers will combine to consume more power than is produced by Montana's newest gas-fired power plant, the Yellowstone County Generating Station. The company behind one of those deals is mysterious, and NorthWestern is not revealing its name. Meanwhile, Montana’s Governor Greg Gianforte and his administration are asking data center developers and energy suppliers like NorthWestern how the state can become more “business friendly” to attract more investment of that kind. On Dec. 17, NorthWestern Energy sent out a press release saying it had signed a letter of intent to provide energy services “for a developer planning new data centers in Montana.” In response to a request from the Missoulian, a spokesperson for NorthWestern Energy said the name of the customer and the proposed locations of the data centers would not be disclosed. However, the press release said the “energy service load” provided to the yet-to-be-identified customer is “expected to be a minimum 50 megawatts, beginning in 2027, with growth to 250 megawatts or more by 2029.” It’s not clear what the “data centers” would do, but that term could apply to anything from artificial intelligence to cloud computing to cryptocurrency. But whatever the data centers are going to be used for, the deal was touted by Paul Green, the director of the Montana Department of Commerce. Eighteen Caterpillar reciprocating internal combustion engines are housed at NorthWestern Energy's Yellowstone County Generating Station in Laurel. “This investment in Montana is a significant milestone for our state’s economic growth and technological advancement, possible because of work done to provide more certainty for data center developers,” Green said in the press release. “Reliable energy service is a critical component in this effort. This development will create new jobs, increase the state’s tax base and demonstrates how Montana’s open-for-business mindset and pro-growth programs are driving the state’s prosperity.” NorthWestern also said that because the data center companies fall under the customer class of "large energy users" because they use over 1 megawatt a month, they'll also pay a "demand charge" that residential customers do not pay. "The (data) centers will be served as part of NorthWestern Energy’s regulated business, which is expected to lower the cost per customer to operate NorthWestern’s Montana generation resources," NorthWestern said in the press release. Two days later, on Dec. 19, NorthWestern sent out another press release saying it plans to provide electric supply service to Atlas Power Group at its data center in Butte. The energy supply load for the Butte data center is expected to be 75 megawatts beginning in 2026 with forecasted growth of up to another 75 megawatts in the subsequent three to five years. To put the amount of power used by just those two data center customers in perspective, the new natural gas-fired Yellowstone County Generating Station power plant in Laurel, which was built by NorthWestern Energy and came online in early 2024, generates 175 megawatts. That means that the single data center run by Atlas Power in Butte is proposing to consume 150 megawatts by about the year 2030, which is the equivalent of 86% of the current generating capacity of the new power plant in Laurel. When combined with the proposed power consumption of the undisclosed data center company, the total consumption of these two companies for data center power exceeds the generation of the Yellowstone County Generating Station. Jo Dee Black, a public relations specialist, noted that the Yellowstone County Generating Station provides "on-demand" power to supplement other power sources. "NorthWestern Energy’s addition of on-demand power generation strengthens our ability to serve existing and new Montana electric customers reliably, including during peak demand," Black said. Not all of the Yellowstone County Generating Station's power will go to data centers. NorthWestern Energy generates power from a broad range of power sources, including hydroelectric dams and the coal-fired power plant in Colstrip. Earlier this summer, NorthWestern announced a deal to of the coal-fired power plant in Colstrip. The same day that NorthWestern sent out a press release about its contract with the undisclosed large energy user for data centers, Gov. Gianforte with energy suppliers such as NorthWestern, data center companies, lawmakers and others to discuss ways that Montana could lure in businesses by increasing access to energy resources. Gianforte’s first question was to business representatives. “What are the characteristics of energy supply that you’re looking for?" Gianforte asked. "If you were going to bring your businesses to Montana, what price point, type of energy source, what are the criteria that are required for you to make a capital investment here?" Dave Sabey, the president of a company called Sabey Data Centers, said he and other data center builders are looking for "predictable, long-term relationships." "Because the capital investments we make will evolve into the billions (of dollars)," Sabey told Gianforte. "And so we have to look at that perspective when we join up with someone. We're not going away for a long, long time so it has to be a win-win relationship." Sabey said data centers can bring high-paying jobs to Montana. Gianforte made it clear that he is looking for ways to reduce barriers to energy supply in Montana and also looking for ways to reduce the cost of energy. "We want to be, as a state, open for business," Gianforte said. "We want to see businesses prosper here because they create jobs and livelihoods." Gianforte then turned to energy suppliers, including NorthWestern Energy CEO Brian Bird. "So my question for all of you, it's clear we need more energy supply, so what are the barriers?" Gianforte asked. "What do we need to get rid of?" Essentially, Bird told Gianforte that there are too many regulations and processes that NorthWestern has to abide by in order to bring new power sources online in Montana. "We still have way too much process for us to do anything," Bird responded. "Right now we have to do an (integrated resource plan), a (request for proposals) and then a pre-approval to get something done. Governor, we didn't even go to the pre-approval step for Yellowstone County (Generating Station) because we knew we needed that plan to serve our customers this year." Bird said that energy suppliers like NorthWestern Energy have not been handed many incentives to increase power supply generation sources. "We have not been encouraged to build generation," Bird said. "Matter of fact, the way that it works today is ‘let’s make sure we’re checking everything NorthWestern does.' And it seems like that made sense in a period of time when you were dealing with 1% growth in your energy needs. 'Let’s just make sure they’re doing everything right and everybody has a fair share' and not looking ahead. And I will tell you as we sit here today, fortunately for us, we have capacity to serve new large load customers in the state." Right now, NorthWestern Energy is regulated by the Montana Public Service Commission. "The issue for us, in order to do something for data centers on a going forward basis and others, we’re probably going to have to look at that from a non-regulated basis," Bird said. "Colstrip (power plant), you remember, at one time was not regulated. I think we're going to have to do that. We can't wait three to five years to get a decision to move forward with a plan. In today's day and age, we're not going to see 1% growth, we're probably going to see closer to 10% energy growth in this country. And in Montana we're gonna have to do things different." Montana, like many places, has had a tumultuous history with companies announcing grand plans for data centers and then never following all the way through. For example, in 2022, Gov. Gianforte, along with U.S. Sen. Steve Daines and Martin Charlo of the Confederated Salish and Kootenai Tribes were at an economic summit in Bozeman and all three about a new data center supposedly being built in Polson. All three said the data center, which was supposed to be built by a company called Bitzero and would use 50 megawatts of power from the hydropower dam on Flathead Lake, would bring jobs to the area. "This new investment in the CSKT will support good-paying jobs in Montana, boost Montana’s economy and keep Montana at the forefront of the energy and technology sector," Daines said at the time. "I’m glad to announce this lucrative project. I look forward to the new and exciting opportunities this will bring to Montana.” However, the data center was never built. David Erickson is the business reporter for the Missoulian. Get local news delivered to your inbox!
Prep roundup: Eisenhower boys rally to knock off Selah, improve to 2-0By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .
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